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HOW TO MANAGE YOUR ADDED VALUE LIFE INSURANCE

HOW TO MANAGE YOUR ADDED VALUE LIFE INSURANCE 


Even if you do not need your money, you can make a year-end redemption - payout on your life insurance policy if it has more than 8 years.

Indeed, from this period, the contract is eligible for an annual abatement on 4 products 600 or € 9,200 depending on your marital status. By doing so, you purge a gain which will not be taxable to the exit. And after 10 years you will have défiscaliser almost € 100,000 products. Besides the CSG will be taken on redemption (which in any case would have been due one day or the other ...) will be tax-deductible up to 5.1%. You can in addition reduce your taxable income on this occasion to € 469 (9200 x 5.1%) ...

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