Home insurance
Home insurance protects us! Committed in a private or business location, burglary is often experienced as trauma without speaking of the damage and emergency measures to be implemented.
If you add to this the fact that are poorly or not insured, the note may be steep ...
The scourge can not be ignored, in France around 324,000 burglaries were committed in 2011, 888 per day!
For those who do not know it yet, burglary resulting in the simple and often definitive disappearance of objects belonging to you, are added the damage to doors or windows with consequent damage that in the simplest cases often reached several thousand euros!
The choice of home insurance is therefore crucial and deserves pays special attention ...
Home insurance protects your home and property for damage that would be caused to them. Coverage and terms depend on the type of contract and its levels of cover.
What assurance habitation choose?
Do not take this step lightly! Be aware that it is not binding, it is enough to know what you really need to cover and what companies offer home insurance matters.
1st stage
Make an inventory of the contents and values that you possess, furniture, electrical, home decor, clothing, trinkets, jewelery, make a list.
For objects with the most value you can photograph or film them, for example, put your jewelry on white paper, put a ruler and take their picture. This inventory is interesting not only to define the right home insurance coverage but also can occur during a theft report insurance, proof of existence and value of an object that would have disappeared or is damaged during a disaster.
Step 2
Contact your broker, submit it your home insurance claim, request a quote and ask him to explain in detail the coverage level and any special clauses. If there is an online application, read, re-read all the terms before signing your contract.
Contact a professional is the assurance of optimum coverage.
Just the flight?
No, home insurance offers various guarantees, indeed can understand beings according to the contract;
Burglary, burglary, theft, damage and vandalism
The fire, explosion, lightning or damage due to smoke.
Water damage: damage due to water leakage, pipe, infiltration, overflowing sewers.
Natural and technological disasters
The glass breakage
Attacks and acts of terrorism.
Liability and extended coverage
etc.
Following the end of the article, I provide you with links to various corporations of insurers Francophonie, please visit their website.
You already have home insurance?
Make sure your contract is valid! Number of times I intervened after a burglary and the victim, after verification, informed me that his contract covered loss such as fire but not theft!
As you can see, home insurance is to protect you and to cover what you worked!
Then it is time to check whether you are home insurance order. Remember also that for a current risk the cost of home insurance is that accessible!
And you, are you covered by home insurance?
Leave me a comment below
Also read this article on "the risk of burglary"
French Federation of Insurance Companies
Swiss Insurance Association
Insurance Bureau of Canada
GD Association of Insurance Companies of Luxembourg
Professional Union of Belgian Insurance Business
Home insurance protects us! Committed in a private or business location, burglary is often experienced as trauma without speaking of the damage and emergency measures to be implemented.
If you add to this the fact that are poorly or not insured, the note may be steep ...
The scourge can not be ignored, in France around 324,000 burglaries were committed in 2011, 888 per day!
For those who do not know it yet, burglary resulting in the simple and often definitive disappearance of objects belonging to you, are added the damage to doors or windows with consequent damage that in the simplest cases often reached several thousand euros!
The choice of home insurance is therefore crucial and deserves pays special attention ...
Home insurance protects your home and property for damage that would be caused to them. Coverage and terms depend on the type of contract and its levels of cover.
What assurance habitation choose?
Do not take this step lightly! Be aware that it is not binding, it is enough to know what you really need to cover and what companies offer home insurance matters.
1st stage
Make an inventory of the contents and values that you possess, furniture, electrical, home decor, clothing, trinkets, jewelery, make a list.
For objects with the most value you can photograph or film them, for example, put your jewelry on white paper, put a ruler and take their picture. This inventory is interesting not only to define the right home insurance coverage but also can occur during a theft report insurance, proof of existence and value of an object that would have disappeared or is damaged during a disaster.
Step 2
Contact your broker, submit it your home insurance claim, request a quote and ask him to explain in detail the coverage level and any special clauses. If there is an online application, read, re-read all the terms before signing your contract.
Contact a professional is the assurance of optimum coverage.
Just the flight?
No, home insurance offers various guarantees, indeed can understand beings according to the contract;
Burglary, burglary, theft, damage and vandalism
The fire, explosion, lightning or damage due to smoke.
Water damage: damage due to water leakage, pipe, infiltration, overflowing sewers.
Natural and technological disasters
The glass breakage
Attacks and acts of terrorism.
Liability and extended coverage
etc.
Following the end of the article, I provide you with links to various corporations of insurers Francophonie, please visit their website.
You already have home insurance?
Make sure your contract is valid! Number of times I intervened after a burglary and the victim, after verification, informed me that his contract covered loss such as fire but not theft!
As you can see, home insurance is to protect you and to cover what you worked!
Then it is time to check whether you are home insurance order. Remember also that for a current risk the cost of home insurance is that accessible!
And you, are you covered by home insurance?
Leave me a comment below
Also read this article on "the risk of burglary"
French Federation of Insurance Companies
Swiss Insurance Association
Insurance Bureau of Canada
GD Association of Insurance Companies of Luxembourg
Professional Union of Belgian Insurance Business
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